Australian Superannuation Guides & Resources
Expert guides to help you understand Australian superannuation, compare funds, optimise fees, and plan for a secure retirement. Comprehensive resources covering investment strategies, fees, and retirement planning.
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Choosing Your First Super Fund: 4 Things to Check
Don't just stick with the default fund! Choosing the right super fund is one of the most important financial decisions you'll make. Here’s a simple checklist to get you started.
Comparing Fund Fees Like a Pro: A Practical Guide
Ready to compare funds? This guide shows you where to find the fee information you need and how to make a fair, apples-to-apples comparison between different super funds.
Growth vs. Balanced: Understanding Your Super Investment Options
Your super isn't just sitting in a bank account. It's invested. Learn about the common investment options like High Growth, Balanced, and Conservative so you can understand where your money is.
Choosing an Investment Strategy That's Right for You
Your investment strategy should match your personal situation. This guide explores the key factors to consider, like your age and risk tolerance, to help you think about your choice.
Finding Lost Super: A Step-by-Step Guide to Combining Your Funds
Changed jobs a few times? You might have multiple super accounts, and that means you're paying multiple sets of fees! Here’s how to find your lost super and combine it into one account.
What is Superannuation? A Simple Guide for Beginners
Superannuation can seem complex, but it's just your money for the future. Learn the absolute basics of what super is, why it matters, and how it works for you.
What is Investment Risk? A Guide to Risk and Return
The concepts of "risk" and "return" are at the heart of investing. This guide explains the fundamental relationship between them and why you can't have high growth without higher risk.
The Snowball Effect: How Fees Impact Your Final Balance
A small difference in fees might not seem like much today, but over decades it can have a huge impact on your retirement. This guide illustrates how a 1% difference can change everything.
From Super to Salary: What is an Account-Based Pension?
You've retired, so how do you turn your super savings into a regular income? This guide explains the most common method: the account-based pension.
The Basics of a Transition to Retirement (TTR) Strategy
Want to ease into retirement by working less, without reducing your income? A Transition to Retirement (TTR) strategy might help. Here’s a basic overview of how it works.
Decoding Your Super Fees: The Main Types Explained
Admin fees, investment fees, advice fees... what does it all mean? This guide breaks down the most common super fees so you can understand exactly what you're paying for.
When Can I Access My Super? Understanding Preservation Age
The number one rule of super is that you can't touch it until retirement. But when is that exactly? This guide explains your preservation age and the conditions of release you need to meet.
Superannuation Basics: What You Need to Know
Learn the fundamentals of superannuation in Australia, including contributions, tax benefits, and withdrawal rules.
Salary Sacrifice and Your Super
Learn how salary sacrificing into your super can reduce tax and boost your retirement savings, with a practical example to help you understand.
Accessing Your Super: Conditions and Rules
Understand when and how you can access your superannuation, including retirement, hardship, and first home scenarios.