🎓 A Higher Purpose UniSuper was founded in 1982 with a specific purpose: to provide superannuation for the people working in Australia's higher education and research sector. It was created by and for the university community to safeguard their retirement savings.
📖 Open to All From its headquarters in Melbourne, UniSuper has grown into one of Australia’s largest super funds. While maintaining its deep heritage with the university sector, the fund opened to all Australians in 2021, sharing its expertise with a broader community.
🌱 Investing Responsibly As a profit-for-member fund, UniSuper is committed to delivering strong, long-term performance. The fund is also a long-standing leader in responsible investment, focusing on environmental, social, and governance factors to create a more sustainable future.
Assets Under Management
$155 Billion
Total Members
700,000 Members
ESG Options
Ethical Options
Est. Annual Fee
$406 on $50k
UniSuper's default Balanced (MySuper) option targets a roughly 77/23 growth-to-defensive asset allocation, meaning most of the portfolio is invested in higher-growth assets. It spans international shares (35%), Australian shares (27%), cash and fixed interest (23%), infrastructure and private equity (11%), and property (4%). The fund manages over 70% of its investments in-house, which helps control costs and allows the team to act quickly on opportunities.
At an estimated $406 per year on a $50,000 balance, UniSuper sits below the industry median of $467. The fund's low administration fee of $96 per year (or 2% of balance, whichever is lower), combined with competitive investment fees driven by its in-house management approach, contributes to this cost advantage. Members with smaller balances benefit from a 3% fee cap.
UniSuper suits Australians seeking a well-established, low-cost industry fund with strong long-term performance and responsible investment credentials. It is particularly well-suited for workers in the higher education and research sector, as well as members who value in-house investment management, access to sustainable investment options, and general financial advice included at no extra cost.
Default Option as at 30 June 2025
| Option Name ↑ | 1 Year ↕️ | 3 Year ↕️ | 5 Year ↕️ | 10 Year ↕️ |
|---|---|---|---|---|
| Australian Bond | +1.16% | +1.38% | -0.10% | +1.40% |
| Australian Dividend Income | +6.74% | +8.70% | +9.23% | +8.65% |
| Australian Income | +4.19% | +6.01% | +3.62% | N/A |
| Australian Shares | +8.56% | +8.26% | +8.57% | +10.08% |
| Balanced | +8.17% | +8.18% | +6.58% | +7.96% |
| Cash | +3.85% | +4.09% | +2.91% | +2.14% |
| Conservative | +5.46% | +4.95% | +4.24% | +4.29% |
| Conservative Balanced | +6.93% | +6.18% | +5.48% | +5.49% |
| Global Companies in Asia | +7.53% | +11.85% | +9.36% | +12.69% |
| Global Environmental Opportunities | +7.27% | -2.46% | -2.10% | +8.25% |
| Growth | +9.74% | +9.62% | +7.17% | +9.04% |
| High Growth | +10.07% | +10.34% | +7.79% | +10.24% |
| International Shares | +10.89% | +13.48% | +7.41% | +11.17% |
| Listed Property | -0.77% | +6.52% | +4.26% | +4.49% |
| Sustainable Balanced | +5.59% | +8.40% | +5.91% | +7.71% |
| Sustainable High Growth | +5.59% | +9.66% | +6.94% | +9.53% |
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