🛍️ A Foundation in Retail Rest Super was established in 1988 with a clear mission to provide superannuation for employees in Australia's retail sector. The fund was created to support a workforce that includes a large number of young, part-time, and female workers.
👥 A Growing Community From its headquarters in Sydney, Rest Super has grown to become one of Australia’s largest super funds by membership. A significant portion of its members are young Australians, for whom Rest is often their first experience with superannuation.
🤝 Simple and for Members As a profit-for-member industry fund, Rest Super is run only to benefit its members. The fund focuses on making super easy to understand and accessible, with a core purpose of helping its members achieve their best possible retirement.
Assets Under Management
$100 Billion
Total Members
2,000,000 Members
ESG Options
Ethical Options
Est. Annual Fee
$488 on $50k
Rest's default Growth option targets a 73.5/26.5 growth-to-defensive asset allocation, meaning roughly three-quarters of the portfolio is invested in assets expected to grow over time. The portfolio includes Australian shares, overseas shares, property, infrastructure, debt, cash, and alternatives. Growth assets can range between 60% and 75% of the portfolio. The minimum suggested investment timeframe is 10 years, reflecting the higher allocation to shares and property.
At an estimated $488 per year on a $50,000 balance, REST Super sits slightly above the industry median of $467. The fund's fee structure includes a weekly administration fee of $1.50 plus a percentage-based component, along with investment management and transaction costs. Rest's large membership base provides some scale advantages in managing investment costs, though total fees remain marginally above the midpoint.
REST Super suits a broad range of Australians, particularly those in the retail, hospitality, and fast food industries where the fund has its roots. It is well-suited for members who want a straightforward, profit-for-member fund with automatic insurance cover and responsible investment options, without needing to actively manage their super.
Default Option as at 30 June 2025
| Option Name ↑ | 1 Year ↕️ | 3 Year ↕️ | 5 Year ↕️ | 10 Year ↕️ |
|---|---|---|---|---|
| Australian Shares - Indexed | +9.71% | +10.07% | +8.51% | N/A |
| Balanced | +5.52% | +6.58% | +5.42% | +5.93% |
| Capital Stable | +4.33% | +4.89% | +4.08% | +4.45% |
| Cash | +3.75% | +3.97% | +2.90% | +2.26% |
| Growth | +6.96% | +8.42% | +6.61% | +7.26% |
| Growth - Indexed | +7.07% | +9.97% | +7.17% | N/A |
| High Growth | +8.43% | +10.28% | +8.42% | +9.05% |
| Overseas Shares - Indexed | +4.30% | +14.25% | +11.08% | N/A |
| Sustainable Growth | +7.21% | +9.76% | +7.06% | N/A |
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