QSuper Review: Fees, Performance & Key Features
IndustryThe QSuper Story
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📅 A Century of Service QSuper's roots trace back to 1913 in Queensland, when it was founded to provide a superannuation fund for Queensland Government employees. This long history demonstrates a commitment to helping Australians save for their retirement and support them in times of need.
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📍 Brisbane-Based and Member Focused Originally headquartered in Brisbane, QSuper has always operated with a profit-for-members ethos. The core mission is to work solely for the financial well-being of its members, not for external shareholders.
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🤝 An Australian Retirement Trust In 2022, QSuper merged with Sunsuper to become part of Australian Retirement Trust (ART), one of Australia's largest superannuation funds. QSuper continues to be a brand within ART, focused on serving its existing members, Queensland Government employees, and their families.
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🛡️ Pioneering Investment Approach QSuper is known for its risk-balanced investment philosophy, designed to smooth out market volatility and deliver consistent, long-term returns. A key product is the industry-leading Lifetime investment option, which automatically personalises a member's strategy based on their age.
Assets Under Management
$130 Billion
Total Members
500,000 Members
ESG Rating
Ethical Options
Est. Annual Fee
$342 on $50k
Performance Chart
Default Option as at 30 June 2025
Fees Breakdown
- Admin Fee: 0.06% + $62 per year
- Investment Fee: 0.5%
Fee Calculator
Option Performance - Returns as at 31 December 2025
| Option Name ↑ | 1 Year ↕️ | 3 Year ↕️ | 5 Year ↕️ | 10 Year ↕️ |
|---|---|---|---|---|
| Lifetime Aspire 1 | +10.08% | +9.85% | +7.02% | +7.51% |
| Lifetime Aspire 2 | +8.09% | +8.43% | +5.14% | +6.35% |
| Lifetime Focus 1 | +8.55% | +8.66% | +5.79% | +6.52% |
| Lifetime Focus 2 | +7.54% | +7.89% | +4.95% | +5.86% |
| Lifetime Focus 3 | +6.73% | +7.20% | +4.11% | +5.18% |
| Lifetime Outlook | +10.06% | +9.82% | +6.91% | +7.36% |
| Lifetime Sustain 1 | +7.22% | +7.21% | +4.75% | +4.80% |
| Lifetime Sustain 2 | +6.83% | +6.71% | +4.05% | +3.70% |
| Lifetime Sustain 3 | +6.28% | N/A | N/A | N/A |
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