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NGS Super superannuation fund logo - Australian super fund provider

NGS Super Review: Fees, Performance & Key Features

Industry
Reviewed by CompareFair Research Team
ยท
Updated March 2026
ยทData verified March 2026
Visit WebsiteCompare Super Funds

Overview

The NGS Super Story

  • ๐ŸŒฑ A Foundation of Service Established in 1985 as the super fund for independent school staff, NGS Super was founded with the purpose of providing for the financial security of those working in the education sector.
  • ๐ŸŒ A Community of Educators NGS Super's heritage is deeply rooted in the education sector, serving a diverse community of professionals including teachers, administrators, and support staff. The fund is now open to all Australians.
  • ๐Ÿ›๏ธ Our Home Headquartered in Sydney, NGS Super is committed to delivering strong, long-term returns to its members.
  • ๐Ÿค Dedicated to Members As a profit-for-member fund, NGS Super's core ethos is to act in the best interests of its members, helping them achieve their retirement goals with confidence and ease.

Key Strengths & Considerations

Strengths

  • Profit-for-member industry fund with over 35 years of experience in the education sector
  • Risk-aware investment strategy that emphasises capital preservation alongside long-term growth
  • Personalised member service supported by close partnerships with education sector organisations
  • Range of pre-mixed and sector-specific investment options including an indexed growth choice
  • ESG principles integrated across the entire investment portfolio

Considerations

  • Fees sit above the industry median, partly reflecting the fund's smaller scale
  • No dedicated ethical or socially responsible investment option for members seeking values-based screening
  • Smaller fund size compared to major industry funds may limit scale advantages
๐Ÿ’ฐ

Assets Under Management

$15 Billion

๐Ÿ‘ฅ

Total Members

110,000 Members

๐ŸŒฑ

ESG Options

Ethical Options

๐Ÿ’ธ

Est. Annual Fee

$540 on $50k

Investment Approach

NGS Super's default Diversified (MySuper) option targets a 75/25 growth-to-defensive asset allocation, meaning three-quarters of the portfolio is invested in assets aimed at long-term capital growth. The portfolio spans Australian shares (24%), international shares (28%), infrastructure (10.5%), property (7.5%), private equity (7%), and alternatives (5%), with the defensive portion in fixed income (15%) and cash (3%). The fund describes its approach as risk-aware, aiming for CPI plus 3% over rolling 10-year periods.

Fees in Context

At an estimated $540 per year on a $50,000 balance, NGS Super sits well above the industry median of $467. The fund's administration fee combines a flat $65 annual charge with a percentage-based component of 0.17% on balances up to $575,000, plus an additional 0.05% per annum. The higher cost partly reflects the fund's smaller membership base, which limits the scale efficiencies available to larger funds.

Who Should Consider NGS Super

NGS Super suits members working in education and community-based professions who value a fund with deep sector expertise and personalised service. It is also open to all Australians and may appeal to those who prefer a profit-for-member structure with a risk-aware investment approach, provided they are comfortable with fees above the industry median.

Performance Chart

Default Option as at 30 June 2025

1 Year+11.17%
3 Year+9.18%
5 Year+8.05%
10 Year+7.15%

Fees Breakdown

  • Admin Fee: 0.15% + $65 per year
  • Investment Fee: 0.8%

Fee Calculator

$
Est. Total Annual Fee: $540

Option Performance - Returns as at 31 March 2026

Option Name โ†‘1 Year โ†•๏ธ3 Year โ†•๏ธ5 Year โ†•๏ธ10 Year โ†•๏ธ
Australian Shares+7.69%+8.58%+7.77%+8.65%
Balanced+7.11%+6.79%+5.38%+6.15%
Cash and Term Deposits+3.68%+3.95%+2.77%+2.19%
Defensive+6.42%+5.87%+4.51%+5.12%
Diversified (MySuper)+9.33%+8.56%+6.71%+7.57%
Diversified Bonds+2.07%+2.29%+0.29%+1.61%
High Growth+9.54%+9.16%+6.99%+8.26%
Indexed Growth+8.48%+9.31%+7.13%+7.59%
Infrastructure+14.03%+8.46%+6.77%N/A
International Shares+9.72%+13.71%+7.57%+10.32%
Property+9.66%+7.93%+6.96%+6.14%

Frequently Asked Questions About NGS Super

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All performance and fee data shown is based on the fund's MySuper default option, unless stated otherwise. Data may be incorrect - please refer to the fund directly to ensure accuracy.