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Cbus Super superannuation fund logo - Australian super fund provider

Cbus Super Review: Fees, Performance & Key Features

Industry
Reviewed by CompareFair Research Team
ยท
Updated March 2026
ยทData verified March 2026
Visit WebsiteCompare Super Funds

Overview

The Cbus Super Story

  • ๐Ÿ—๏ธ A Solid Foundation Cbus Super was established in 1984 to provide superannuation for the hardworking members of the building, construction, and allied industries. It was created by the industry, for the industry, to ensure workers had a secure financial future.

  • ๐Ÿ™๏ธ Building a Better Future From its headquarters in Melbourne, Cbus Super has become a leading national fund. A key part of its investment philosophy is to invest in property and infrastructure projects that not only deliver strong returns but also create jobs for its members.

  • ๐Ÿค For Members, Not Profit As a proud industry super fund, Cbus Super is run only to benefit its members. The fund's core mission is to maximise retirement outcomes and provide support for the workers who build Australia.

Key Strengths & Considerations

Strengths

  • Below-median fees supported by the fund's scale and profit-for-member structure.
  • Over 40 years of investment experience with a strong long-term performance track record.
  • Wholly-owned property arm, Cbus Property, providing direct exposure to Australian property development.
  • Insurance cover tailored to high-risk occupations in building and construction.
  • Loyalty rebate on insurance premiums for long-term members.

Considerations

  • Originally designed for building and construction workers, which may feel less relevant to members in other industries.
  • No dedicated ethical or sustainable investment option, though ESG factors are integrated across the portfolio.
  • Fewer investment options compared to some larger retail funds.
๐Ÿ’ฐ

Assets Under Management

$100 Billion

๐Ÿ‘ฅ

Total Members

900,000 Members

๐ŸŒฑ

ESG Options

Ethical Options

๐Ÿ’ธ

Est. Annual Fee

$412 on $50k

Investment Approach

Cbus Super's default Growth (MySuper) option targets a 73.5/26.5 growth-to-defensive asset allocation. The portfolio invests across Australian and global shares, emerging market shares, private equity, infrastructure, property, alternatives, global credit, fixed interest and cash. The fund invests directly in property through its wholly-owned subsidiary Cbus Property and has been expanding into renewable energy infrastructure. This diversified approach aims to deliver returns well above inflation over the long term.

Fees in Context

At an estimated $412 per year on a $50,000 balance, Cbus Super sits below the industry median of $467. The fund's scale as a $100 billion industry fund allows it to negotiate competitive investment management costs. Its profit-for-member structure means fee revenue is directed toward member services rather than shareholder returns, helping keep overall costs lower.

Who Should Consider Cbus Super

Cbus Super suits workers in the building, construction and allied industries who benefit from the fund's tailored insurance cover and deep sector knowledge. It is also well-suited for members in any industry who are looking for a low-cost, profit-for-member fund with a diversified default option and a strong long-term track record.

Performance Chart

Default Option as at 30 June 2025

1 Year+10.29%
3 Year+%
5 Year+8.38%
10 Year+7.75%

Fees Breakdown

  • Admin Fee: 0.21% + $52 per year
  • Investment Fee: 0.51%

Fee Calculator

$
Est. Total Annual Fee: $412

Option Performance - Returns as at 28 February 2026

Option Name โ†‘1 Year โ†•๏ธ3 Year โ†•๏ธ5 Year โ†•๏ธ10 Year โ†•๏ธ
Australian Shares+12.53%+10.76%N/AN/A
Cash+3.68%+3.92%+2.72%+1.97%
Conservative+5.16%+5.69%+3.79%+4.52%
Conservative Growth+7.35%+7.53%+5.49%N/A
Diversified Fixed Interest+3.89%+4.69%N/AN/A
Growth (MySuper)+9.21%+9.36%+7.42%+8.32%
Growth Plus+9.95%+10.42%N/AN/A
High Growth+10.52%+11.54%+8.99%+10.17%
Indexed Diversified+10.13%+11.47%N/AN/A
Overseas Shares+5.31%+15.89%N/AN/A
Property+8.53%+3.40%N/AN/A

Frequently Asked Questions About Cbus Super

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Cbus Super in our analysis

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Default Insurance Available:Yes
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All performance and fee data shown is based on the fund's MySuper default option, unless stated otherwise. Data may be incorrect - please refer to the fund directly to ensure accuracy.