🌳 A Rich Queensland Heritage Brighter Super was formed through the merger of LGIAsuper and Energy Super, bringing together a combined history that dates back to 1965. The fund has deep roots in serving Queensland's local government and energy sector employees.
🤝 Strength Through Partnership Headquartered in Brisbane, Brighter Super is an open, profit-for-member fund. The mergers were undertaken with the aim of delivering the benefits of scale, such as competitive fees and diverse investment options, directly to its members.
🎯 Personalised and Focused While growing into a significant national fund, Brighter Super remains focused on providing a high level of personalised service. The fund's core mission is to support its members' financial wellbeing and help them achieve a brighter retirement future.
Assets Under Management
$35 Billion
Total Members
300,000 Members
ESG Options
Ethical Options
Est. Annual Fee
$376 on $50k
Brighter Super's default MySuper option targets approximately a 78/22 growth-to-defensive asset allocation. Growth assets include Australian shares (24%), international shares (32.5%), private equity (4%), property (7%), and infrastructure (11%). Defensive assets include diversified fixed interest (16.5%) and cash (5%). The fund uses a multi-manager approach and strategically incorporates unlisted assets such as direct infrastructure, which aims to provide smoother returns over time.
At an estimated $376 per year on a $50,000 balance, Brighter Super sits well below the industry median of $467. The fund's low-cost structure reflects a combination of its profit-for-member model and a deliberate effort to reduce fees, having cut total administration fees by 40% since 2022. The admin fee comprises a flat $0.50 per week account-keeping fee plus a percentage-based component of 0.14% per annum.
Brighter Super suits members who value low fees and a straightforward default investment option with a solid performance track record. It is particularly well-suited for workers in the local government and energy sectors given the fund's heritage, as well as Queensland-based members seeking a profit-for-member alternative to retail funds. Cost-conscious members with smaller balances also benefit from its competitive fee structure.
Default Option as at 30 June 2025
| Option Name ↑ | 1 Year ↕️ | 3 Year ↕️ | 5 Year ↕️ | 10 Year ↕️ |
|---|---|---|---|---|
| Australian Shares | +10.65% | +9.59% | +9.15% | +9.61% |
| Balanced | +7.58% | +8.93% | +7.15% | N/A |
| Capital Guarantee | +8.26% | +6.93% | +6.28% | N/A |
| Capital Guarantee (Energy Super) | +8.13% | +6.81% | +6.22% | N/A |
| Capital Guarantee (closed) | +8.26% | +6.93% | +6.28% | N/A |
| Cash | +3.79% | +4.06% | +2.92% | +2.30% |
| Conservative Balanced | +6.59% | +7.42% | +5.55% | N/A |
| Diversified Fixed Interest | +1.81% | +2.52% | +0.74% | +1.77% |
| Energy Super - Capital Guarantee | +8.42% | +6.95% | +6.34% | N/A |
| Energy Super - Smoothed Return | +9.51% | +8.02% | +7.41% | N/A |
| Growth | +8.81% | +10.16% | +8.46% | N/A |
| Indexed Balanced | +7.23% | +9.48% | +7.53% | N/A |
| International Shares | +7.33% | +13.35% | +11.14% | N/A |
| MySuper | +8.44% | +8.58% | +7.00% | +7.54% |
| Property | +7.03% | +0.31% | +4.15% | +4.87% |
| Secure | +2.98% | +3.67% | +2.58% | +2.96% |
| Smoothed Return | +9.35% | +8.00% | +7.35% | N/A |
| Smoothed Return (Energy Super) | +9.22% | +7.87% | +7.29% | N/A |
| Smoothed Return (closed) | +9.35% | +8.00% | +7.35% | N/A |
| Stable | +5.39% | +5.93% | +4.02% | N/A |
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