🏗️ Built for Australians AustralianSuper was established in 2006 through the merger of two prominent industry funds, the Superannuation Trust of Australia (STA) and the Australian Retirement Fund (ARF). The goal was to create a larger national fund capable of delivering greater benefits to members from all industries.
🏆 Australia's Largest Fund From its headquarters in Melbourne, AustralianSuper has grown to become the nation's largest superannuation fund, managing the retirement savings for millions of Australians. As a profit-for-member fund, its primary focus is on working in the best financial interests of its members.
🌏 A Global Perspective AustralianSuper takes a long-term approach to investing both in Australia and internationally. The fund's mission is to help members achieve their best possible financial outcome in retirement by leveraging its scale and global investment expertise.
Assets Under Management
$340 Billion
Total Members
3,400,000 Members
ESG Options
Ethical Options
Est. Annual Fee
$387 on $50k
AustralianSuper's default Balanced option targets a 70/30 growth-to-defensive asset allocation, meaning roughly 70% is invested in assets aimed at long-term growth such as shares, property, and infrastructure, with 30% in more stable assets like fixed interest and cash. The fund manages almost 60% of investments in-house, which helps control costs. More than a quarter of the Balanced option is invested in unlisted assets including direct property, infrastructure, and private equity, contributing to smoother returns over time.
At an estimated $437 per year on a $50,000 balance, AustralianSuper sits below the industry median of $467. The fund's scale as Australia's largest super fund allows it to negotiate lower investment management costs. Its admin fee structure combines a flat $1-per-week component with a percentage-based fee of 0.10% of balance, meaning members with smaller balances pay proportionally less than with some fixed-fee-heavy alternatives.
AustralianSuper suits a broad range of Australians looking for a well-diversified, low-cost super fund with a strong long-term track record. It is particularly well-suited for members who want a reliable default option without needing to actively manage their investments, and for those who value the profit-for-member structure over retail fund alternatives.
Default Option as at 30 June 2025
| Option Name ↑ | 1 Year ↕️ | 3 Year ↕️ | 5 Year ↕️ | 10 Year ↕️ |
|---|---|---|---|---|
| Australian Shares | +13.24% | +13.27% | +12.93% | +9.93% |
| Balanced | +9.52% | +8.72% | +8.53% | +7.94% |
| Cash | +4.32% | +3.64% | +2.25% | +2.03% |
| Conservative Balanced | +8.58% | +6.88% | +6.25% | +6.23% |
| Diversified Fixed Interest | +4.85% | +2.43% | +0.97% | +2.16% |
| High Growth | +10.61% | +10.42% | +9.97% | +8.84% |
| Indexed Diversified | +11.98% | +11.67% | +9.14% | +7.61% |
| International Shares | +14.06% | +16.21% | +11.91% | +11.02% |
| Socially Aware | +10.24% | +8.67% | +8.18% | +7.13% |
| Stable | +7.30% | +5.09% | +4.18% | +4.75% |
Want to see how AustralianSuper stacks up against others?
AustralianSuper in our analysis
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